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AI’s transformative impact

Artificial intelligence (AI) has emerged as one of the most transformative technologies of the 21st century, influencing nearly every aspect of human life. From healthcare to transportation, and from education…

How the ADR tax distorts the financial sector

The tax on Advance-to-Deposit Ratio (ADR) was introduced through the Finance Acts of 2021 and 2022 approved by Pakistan’s National Assembly and these provisions are being enforced by the Federal…

Why financial markets matter

A well-developed financial system comprising dynamic capital markets and a robust banking sector is considered a critical driver of investment, productivity, and sustainable economic growth. Here, I discuss how the…

Gaza war impact

EVEN before the Israel-Hamas war began on Oct 7, the Palestinian territories were subject to horrible violations of int­ernational law and occupation by Israel. As a result, there were two…

Impact of a weak police command

IN 2001, the National Reconstruction Bureau was tasked with reforming the governance structure in the country. It took it up at the district level, as the entire edifice of governance…